To protect your dignity
Disability cover pays a lump sum when you get permanently disabled and unable to continue to do your own occupation due to injury or disease.
The Triarc Disability Cover policy also has a Functional Impairment component attached to it. This means that you are also protected should an injury or disease limits your ability to perform normal daily activities but not unable to do your own job.
Often the events that lead to a disability comes with large financial expenses and a lump sum payment helps to pay the bills, make alterations to your home and vehicle or buy medical equipment.
It also gives you a cash buffer to adjust your life and prepare for an uncertain future.