Thanks to its accelerated development in Life and P&C reinsurance, SCOR now belongs to the top tier of global reinsurers. The Group’s premium income reached around EUR 13.7 billion in 2016, an increase of 34% since 2013. Shareholders’ equity reached EUR 6.3 billion at 30 June 2016, up 33% over the strategic plan, after the distribution of EUR 781 million in dividends. SCOR’s development has focused on the twofold objectives of profitability and solvency. With the upgrade of its rating in 2015, SCOR is now rated AA–(1). Plan after plan, the SCOR group demonstrates its ability to find solutions to all the challenges posed by a difficult and shifting economic and financial environment. SCOR absorbs loss event shocks thanks to its active, state-of-the-art risk management policy.

Guardrisk is the leading provider of cell captive business and alternative risk transfer solutions in South Africa. They provide tailor-made risk financing solutions that includes access to a broad panel of related services and professional reinsurance markets. The financial wellness of their clients is central to their business. Guardrisk Insurance and Guardrisk Life are the highest rated specialist insurers in South Africa. In 2015 Guardrisk’s gross premium grew to R13,3 billion. Cell shareholders’ funds reached R3.7 billion* and assets increased to R15,4 billion. Guardrisk was confirmed as SA’s 4th largest short-term insurer in KPMG’s The South African Insurance Industry Survey 2015. The survey also identified Guardrisk as one of only three top 10 companies to post growth levels in excess of the industry average.

Prescient Life is an investment-linked long-term insurer, established in 2006.Prescient Life holds a linked life licence under which it issues investment linked policies to institutional and retail clients. In the institutional space, Prescient life offers life-pooled funds which are managed by Prescient Investment Management and a range of products managed by third party managers under a white-labelled arrangement with full administration services. In the retail space, Prescient Life offers living annuities, endowments, tax-free savings accounts, retirement annuity funds, preservation funds and umbrella funds through which the members and policy holders can invest in a variety of internally administered collective investment schemes and life-pooled funds.