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WELCOME TO TRIARC, A PIONEERING LIFE INSURANCE PROVIDER FOR ALL PROGRESSIVE SOUTH AFRICANS
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TELL US WHAT YOU ARE INTERESTED IN

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Choose the Cover you are interested in below.

DEATH COVER REQUIREMENTS

You have 2 options here, you can always pay the exact premium for the cover amount you have, called "Level premium" or you can choose to pay a reduced premium now to help your budget and increased premium in later years, called "5% Premium Pattern"
You can choose to increase the Cover Amount by 3% or 6% annually, or leave it as it is now. (0%)
You have the option to fix your premium for 5 years, or allow us to increase it if necessary based on our risk experience. Fixing your premium for 5 years costs slightly more.

DISABILITY OR FUNCTIONAL IMPAIRMENT COVER REQUIREMENTS

You have 2 options here, you can always pay the exact premium for the cover amount you have, called "Level premium" or you can choose to pay a reduced premium now to help your budget and increased premium in later years, called "5% Premium Pattern"
You can choose to increase the Cover Amount by 3% or 6% annually, or leave it as it is now. (0%)
You have the option to fix your premium for 5 years, or allow us to increase it if necessary based on our risk experience. Fixing your premium for 5 years costs slightly more.
Choose "Stand Alone" if you want this cover to function independently of your Death Cover. Choose "Accelerated" if you want a cheaper gross premium, but keep in mind that claims against this policy will reduce your Death Cover by the same amount.
Example Age 65

CRITICAL ILLNESS REQUIREMENTS

You have 2 options here, you can always pay the exact premium for the cover amount you have, called "Level premium" or you can choose to pay a reduced premium now to help your budget and increased premium in later years, called "5% Premium Pattern"
You can choose to increase the Cover Amount by 3% or 6% annually, or leave it as it is now. (0%)
You have the option to fix your premium for 5 years, or allow us to increase it if necessary based on our risk experience. Fixing your premium for 5 years costs slightly more.
Choose "Stand Alone" if you want this cover to function independently of your Death Cover. Choose "Accelerated" if you want a cheaper gross premium, but keep in mind that claims against this policy will reduce your Death Cover by the same amount.
Example Age 65

INCOME PROTECTION REQUIREMENTS

You can choose to increase the Cover Amount by 3% or 6% annually, or leave it as it is now. (0%)
This is similar to the previous question, but relates to the cover increasing while you are getting Income Protection payouts due to a claim.
You have the option to fix your premium for 5 years, or allow us to increase it if necessary based on our risk experience. Fixing your premium for 5 years costs slightly more.
Example Age 65
This is the time you have to wait after you became unable to earn an income before you can put in a claim.
Most recent first please.

About Us

TRIARC is an authorised financial services provider FSP45009. TRIARC insurance products underwritten by Guardrisk Life FSP76. Council of Medical Scheme
Number ORG 4040.

About us

TRIARC is an authorised financial services provider FSP45009. Council of Medical Scheme Number ORG 4040.

Contacts

087 231 0222
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