Q U I C K   L I N K S

Our products give you the power to select your own combination of benefits allowing us to quote you on the cover amount for the premium you can afford.

We offer Life, Disability, Dread Disease, Functional Impairment, Income Protection and HIV+ product suite

• Options to pay reduced premium during the first few years
• Premium Guarantees options to prevent increases not budgeted for
• Option to grow your cover annually to keep up with inflation or your needs

Our HIV+ product suite offers Life, Functional Impairment and Dread Disease cover. Competitively priced and probably easiest medical requirement in the market. First to market with HIV loading done upfront for improved client experience.

Our products give your Business and Business Partners various options to choose from

Life Cover - This is the most popular form of Business Risk insurance and is designed with two main purposes in mind:

1.To enable the business to buy out a deceased shareholder and prevent an unwanted influence from family or other beneficiaries.

2.To protect the business from the cost of lost productivity and/or income in the event that a key individual passes away.

Disability Cover - This gives the business the financial means to put measures in place to protect against loss of productivity or income.

Dread Disease - This gives the business the financial means to protect against losses and implement measures as per the shareholder’s agreement.

Income Protection -Income protection can help to reduce the financial obligation a company may have to support a disabled shareholder or key individual.