Our products give you the power to select your own combination of benefits allowing us to quote you on the cover amount for the premium you can afford.
We offer Life, Disability, Dread Disease, Functional Impairment, Income Protection and HIV+ product suite
Our HIV+ product suite offers Life, Functional Impairment and Dread Disease cover. Competitively priced and probably easiest medical requirement in the market. First to market with HIV loading done upfront for improved client experience.
Our products give your Business and Business Partners various options to choose from
Life Cover - This is the most popular form of Business Risk insurance and is designed with two main purposes in mind:
1.To enable the business to buy out a deceased shareholder and prevent an unwanted influence from family or other beneficiaries.
2.To protect the business from the cost of lost productivity and/or income in the event that a key individual passes away.
Disability Cover - This gives the business the financial means to put measures in place to protect against loss of productivity or income.
Dread Disease - This gives the business the financial means to protect against losses and implement measures as per the shareholder’s agreement.
Income Protection -Income protection can help to reduce the financial obligation a company may have to support a disabled shareholder or key individual.
HIV+ loadings are done upfront at Quote stage, so there are no surprises later at Underwriting stage.
Triarc requires CD4 count of more than 350 and a Viral load less than 30 000 and diagnosed more than 11 months ago (Client needs to provide a copy of latest results to Triarc at application stage, not older than 6 months)
Benefits don’t decrease as you get older
Clients can take Combination of Life / Core Dread Disease and Functional Impairment.
Maximum cover - R10 million, Functional Impairment - R5 million, Dread Disease - R3 million
If there are additional medical requirement – only a finger prick test at clicks or Dischem – if underwriting rules triggered
Terminal Illness Cover linked to product
Dear Jaco, Thank you for your prompt response.
Melissa, The Power of 2 2020-08-30
Menere, Baie dankie vir die vinnige reaksie.
Andre Kruger, Fairtree Private Client 2020-08-30
TRIARC is an authorised financial services provider FSP45009. TRIARC insurance products underwritten by Guardrisk Life FSP76. Council of Medical Scheme
Number ORG 4040.